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Care and Disability Services

 Paying for care - care and disability services

Paying for care in later life

The rules about paying for care are complex. You could pay more than you should or not get the level of care you need.

Our care and disability services can help you every step of the way.

  • Assessing your care needs

Local authorities and the NHS have a legal duty to assess people who have care needs. Unfortunately, assessments are not always correctly completed or documented. You have the right to challenge an incorrect assessment and ask for your care needs to be reviewed.

  • Means testing

If your care needs are primarily social care needs you will be assessed by your local authority. A local authority care assessment is likely to result in a financial assessment of your capital and income – often referred to as ‘means-testing’. Many people are worried about means testing, which is not surprising. The rules can seem complicated and often people are told they are not eligible for financial help with paying for their care. The biggest worry for most people is losing their home and savings.

Why Use our Care and Disability Services? 

  • Support with challenging an incorrect care assessment
  • Help if you are struggling to pay care home fees
  • Advice on care home contracts
  • Guidance on mental capacity issues

Are you paying too much for care?

Common problems include:

  • Direct payments that are too low
  • Hidden charges in care home contracts
  • Incorrect means-testing assessments

We can help you to challenge incorrect assessments and resolve disputes with care homes and local authorities.

Speak to us about how our care and disability services can help you. We can give assistance to get you the care you need and protection for your assets.

Have you been refused NHS Continuing Healthcare?

Every year thousands of people are wrongly refused NHS Continuing Healthcare funding. If your care needs are primarily related to your health problems you are entitled to have your care costs paid for by the NHS. Unfortunately, many people are told they are not eligible. Some people are never even offered an NHS Continuing Healthcare assessment.

We can help:

  • Check your entitlement to NHS Continuing Healthcare funding
  • Explain what the assessment process involves and how to make it should work for you
  • Set out options for disputing an assessment
  • Draft letters to your local CCG
  • Guide you through the appeal process.

Have you got a complaint about the standard of care you receive?

We can help you make a complaint about social care services:

  • Explain how to raise concerns and get them noticed
  • Complaints handling and investigation
  • Suggest solutions and explain options
  • Support you in appealing decisions by Social Services and care companies


Looking for a residential or nursing home

We can advise you in choosing residential and at-home care services

  • Checking care services contracts
  • Advice on benefits and means testing
  • Making the move from home to residential care

Ask us for guidance and assistance to get the care support you need and advice on protection for your assets.

We’ll help with mental capacity issues:

  • Best interests decisions
  • Safeguarding procedures
  • the Mental Capacity Act 2005
  • Training and guidance for attorneys
  • Revoking a power of attorney

How much do our Care and Disability Services cost?

We understand that the last thing you need when you’re worried about paying for care is the added burden of uncertainty about legal fees. We offer individual fixed fee consultations – see below.

We can give you further support after an initial meeting such as drafting or checking letters and documents, attending care review meetings etc. We may be able to offer fixed fees for those services too. Otherwise, we’ll provide an estimate and follow up with regular reviews of the costs so that you remain in control.

Want to do things yourself? Try BE My Own Lawyer  BE My Own Lawyer logo

If you want to handle things yourself but would like information, useful resources and practical tools, try our on-line service BE My Own Lawyer. It’s free to join. Membership gives you access to our Members’ Forum as well as regular updates, How-to guides, FAQs, document templates and much more.


Book an individual advice session

If you want legal advice on the care system and the options available to you, an individual advice session with our legal expert, Rosamund Evans is affordable and easy to arrange.

Choose from: one to one advice sessions either face-to-face or via telephone or email.

These are very useful if you have specific questions about an issue that can be dealt with in one session.

Individual pre-booked advice sessions cost £95 for an hour or are available free to our Plus and Plus 1 members.

To enquire about booking an advice session submit your details here: